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Commercial Property Insurance

Whether you require cover as a company, business owner, leaseholder or tenant we can provide insurance to suit your needs at a very competitive price.  


L A P  Insurance Services Ltd specialises in providing cover for the following types of properties:


  • Working Men's, Private Members Clubs and Sports and Social Clubs

  • Community Centres

  • Snooker Clubs

  • Bingo Clubs

  • Night Clubs

  • Late Night Bars

  • Fish and Chip Shops

  • Restaurants

  • Takeaways

  • Public Houses

  • Hotels and Guesthouses

  • HMO

  • Nuring and Residental Homes

  • Shops and Offices

  • Retail

  • Petrol Station

  • Industrial

  • Listed Buildings

  • Mixed Developments

  • Unoccupied Commercial Property (Flea or wider perils)


Combined Liability

Liability-only cover can also be purchased on a standalone basis or together. You can buy liability at the following limits £1,000,000, £2,000,000, £5,000,000 or more if required. We can also insure liability for the following types of contractors:


  • Builders

  • Scaffolders

  • Roofers

  • Plumbers

  • Electricians

  • Gardeners

  • Skips

  • Contractors

  • Tradesman


Residential Let Property Insurance

We recognise that your ‘Buy-to-Let’ property investment is a significant asset and one that you may be reliant on for income either now or in the future.

It therefore needs to be fully protected.  From a financial perspective the premium needs to be both affordable and cost effective to maximise the overall yield on your property.


Under the schemes available we can offer cover for all types of tenant, from working professional to DSS, and we can also accommodate properties which are Let to the Local Authority or Housing Association or for one reason or another unoccupied.

Optional extras generally include:


  • Landlords Contents Cover

  • Accidental Damage

  • Rent Protection

  • Legal Protection


Standalone Policies 

We can also offer you the following standalone policies if required.


  • Legal 

  • Directors and Officers

  • Excess Layering

  • Terrorism

  • Excess Protect

  • Liability 


Please contact us for a FREE no obligation quote

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