Accurate, Affordable Buildings Insurance Valuations You Can Trust
Here’s the One Thing We Can’t Tell Our Clients - Even When They Ask
Many clients ask us what their buildings should be insured for, but only a Chartered RICS Surveyor can accurately determine the rebuild cost. The video below explains your responsibilities and why getting this right is so important.
The video below explains the insurer’s average clause and how it can reduce your claim by thousands - a risk that, for some businesses, can be severe enough to threaten their future.
As an L A P Insurance Brokers Ltd client, you receive this service for just £132 - a saving of £79.75. We supply it at cost to support you, with no profit made on our side.
Rebuild Cost Assessment Testimonials
What Our Clients Say About Their Rebuild Cost Assessment Experience
What Our Clients Say About Their Rebuild Cost Assessment Experience
Shoreham Conservative Club
Thanks for all your support.
I was very pleased with your professional advice and service throughout.
The club would have been virtually 50% underinsured had we not done this.
Mr Andy Hughes
Carlton Road Sports & Social Club
I would say it was a very professional service , quick, and we was about 1 million underinsured, which obviously would had been a disaster for the club, all commercial premises, clubs etc should get assessments done on a regular basis perhaps every 3 years I would suggest.
Mr Roy Davis
Haydock Conservative Club
Kelly was very knowledgeable about the process, the reasons why an assessment is beneficial to our business, and the consequences of not having the correct amount of insurance cover. I thought the price was good and money well spent. Had we not had this done, we would have been 56% underinsured. We received the report in a good time and now feel confident we are correctly insured.
Ms Abigail Whitfield
Empire Services Club
Having only recently started as a Club Secretary at a Sports and Social Club, when the Insurance came up for renewal I looked in details at the proposed renewal. Kelly then took some time answering my queries, especially around the re-build costs currently shown. Kelly explained, clearly and without pressure, the potential issues, should this amount be under-estimated on any future insurance claims. She also explained the simple process to get the re-build costs assessed to a standard the insurance companies accept. I agreed that we should have an assessment of the re-build costs, but the renewal date arrived prior to this happening. I asked whether or not a mid-year adjustment would cost further admin costs. Kelly was clear that it wouldn't, but of course the premiums would go up in line with any increase to the re-build costs. When the re-build assessment came through we were almost 50% below what it should have been. Kelly was easy to contact and communicate with, keeping me apprised throughout the renewal and subsequent mid-year adjustment. I feel confident now that the Club is properly insured and would recommend Kelly and LAP Insurers to others. Thanks for all your help and support Kelly, much appreciated.
Donna Brookes
Lowton Social Club
Rebuild cost assessment very good value for money and very quick service, my business would have been massively under insured without this service, the report received was very comprehensive and good value for money. I would highly recommend LAP insurance
Ms Sally Walker
The Leather Cap Sports & Social Club Ltd
I had great advice to get a rebuild cost assessment for my club. It was money well spent, as we would have been underinsured in the event of a claim. I was shocked at the value I was given, as I was 20% underinsured from when I had one done three years ago. So looking at how much that we were underinsured after only 3 years shows how much rebuilding costs have risen.
Thanks Kelly for keeping me updated on all of your products.
Mr Michael Walsh
Edgeley Conservative Club Ltd
We have received excellent advice and service from you. It was very easy to get a rebuild cost assessment done without the need for a site visit. The fee for this was very acceptable and is valid for three years. We definitely would have been under insured without it, it came as quite a surprise how much it would cost to rebuild. We can recommend your company without a doubt and feel confident that we are now adequately insured.
Jane
Greencroft Social Club
The rebuild cost assessment was easy to get done. I didn't feel pushed into it. I watched the videos. It was good advice. The price was reasonable. It was money well spent if it means the insurance valuation is now correct and the report I received was fine. We would have been significantly underinsured; the new rebuild value did shock me. The new valuation was double the old valuation. I would recommend this service to other clubs. I am now confident we are adequately insured. I may repeat the process in 3 years.
Amanda Smith
Fulfordgate Club & Institute Ltd
Mr George Tams
It was suggested that we get a rebuild cost assessment done as I had mentioned I wasn’t sure how much to insure the building for, Kelly said oh we could help with that have a think about it no rush.
I didn't feel at anytime that this was ‘pushed’ onto us as a company I felt it was fully my decision to make on behalf of the club.
It was very easy to do, just a few things to fill in and to be honest was cheaper than I expected.
I’m very happy that the club is now adequately insured and would look at redoing this process in 3 years.
I’m very happy with the full process with Kelly and feel we have been given honest quotes throughout & would highly recommend!!
Hove Edge Bowling and Social Club Ltd
Mr David Fox
Our club is run by unpaid volunteers with professional advice on matters of payroll and tax etc. by a qualified accountant. None of us are experienced in the field of insurance. We have to rely on getting advice from professionals in the field. You and your team have provided us with advice when we have requested it.
To my knowledge the club had not had a rebuild assessment carried out for some time, certainly not in my time on the committee (2018). Following your advice after speaking to you I put this to the committee who agreed to have it undertaken. It was not forced on us. It was easy to have it carried out.
The result of the survey showed that we were grossly underinsured by £1 million pounds on our rebuild cost. Should we have a disaster then the amount of underinsurance would have been a short sighted measure to save a few pounds. It was money well spent and I now feel confident that we are adequately insured.
The service I have received from yourself and your team has been excellent. All too often you get automated responses and not personal service. It is refreshing to be able to get a personal response quickly and I would recommend you to others based on my experience.
To my knowledge the club had not had a rebuild assessment carried out for some time, certainly not in my time on the committee (2018). Following your advice after speaking to you I put this to the committee who agreed to have it undertaken. It was not forced on us. It was easy to have it carried out.
The result of the survey showed that we were grossly underinsured by £1 million pounds on our rebuild cost. Should we have a disaster then the amount of underinsurance would have been a short sighted measure to save a few pounds. It was money well spent and I now feel confident that we are adequately insured.
The service I have received from yourself and your team has been excellent. All too often you get automated responses and not personal service. It is refreshing to be able to get a personal response quickly and I would recommend you to others based on my experience.
